Personal Injury Cover (Motorcycle Event)

Product Information

What we cover - the basics

Personal Injury cover: A tax-free one-off lump sum payment for specific listed fractures (whether your fault or not) whilst participating in a trackday, training school or amateur racing.
Hospitalisation: A tax-free one-off lump sum payment after 48 hours of hospitalisation.
Level 2 only: Cover for permanent total disablement or accidental death.

Limitations

The maximum accumulated benefit for fractures and hospitalisation is £3,250
If Level 2 cover is purchased, the maximum payment under this insurance is £15,000.
If you have any accident which results in more than one fracture to the same joint or bone, the insurers will only pay benefit for one of the fractures.
Fractures must be diagnosed by a doctor or confirmed by an x-ray.
For multi-day policies, all cover will cease after a successful claim is made with no refunds for unused trackdays

Significant exclusions

This policy does not cover professional racing (professional racers can buy cover for non-competitive motorcycle activities like coaching at track days or training schools).
Any loss or damage to your motorcycle or possessions (see our Trackday Damage Cover).
Any claim arising from an accident that occurs at any other place and/or time than the events listed on the Policy Schedule.
Any liability to other participants, to any third parties or to passengers or any property damage.
Any losses or expenses incurred, directly or indirectly.

Policy Wording Product Information

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Your Quote

Event Details

Activity:

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We will only insure non-track events on 'private land' that are hosted and run by an approved organiser.
If the organiser is not listed, please contact us at helpme@bemoto.uk

Number of consecutive dates to be insured:

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YOU CAN ONLY CLAIM ONCE ON A MULTI DAY POLICY
There are no refunds for any unused track days in the event of a claim.

Track Dates

Start Date:

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Circuit:

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Organiser:

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Rider Group:

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Please email us at helpme@bemoto.uk if your activity, circuit or organiser isn’t listed

Declaration

In deciding to accept this insurance and in setting the terms, BeMoto and your insurers have relied on the information you have given us. You must take care when answering any questions we ask by ensuring that any information provided is accurate and complete.

Policy Wording
It is important that you read the policy wording before you effect cover with ourselves.
Policy Wording • Product Information

Demands and Needs

This policy meets the demands and needs of those who wish to receive a cash lump sum if they suffer bodily injury in an accident whilst participating in trackdays, amateur racing, or other activities agreed by the insurers.
This policy does NOT cover your motorcycle or possessions and does NOT meet the requirements of the Road Traffic Acts.
We help you identify your needs by providing appropriate information to help you make an informed choice.
You make your own decision on the level of cover that is right for you.
We do not provide advice or a recommendation for any of the products we offer, including optional additional cover.
Your Policy Schedule confirms the level of cover you have chosen for your vehicle and details of additional cover selected.

Application
I/we agree that this application and declaration, together with any information supplied by me/us, shall form the basis of the contract between myself/ourselves and the Insurer.

Our Terms of Business (Fees and Charges)

Privacy Hub (Data Protection)

Important: I/we confirm that I/we have read and understood the above. Further I/we confirm we have checked the accuracy of all information supplied above. I consent to you storing my personal data for the purpose of obtaining insurance.

TRACKDAY INSURANCE